Five predictions for the future of money

Financial experts discuss what the future holds for money, exploring how traditional forms of capital and how we use them will evolve in the years to come

Open banking is coming, but it’s taking its time

Slow to take off, open banking could yet transform financial services and offer better deals for banking customers

Chinese payment giants are lightyears ahead

Mobile payments apps have leapfrogged credit and debit cards in China, signposting the way forward for the rest of the world

Brexit’s impact on alternative investment funds

With the UK’s exit from the European Union still unsettled, the impact on alternative investment funds is uncertain, amid the continuing rise of Luxembourg and Dublin

AIFMD: how the Channel Islands lost EU lifeline

Hopes that the Channel Islands could gain access to the European Union alternative funds investment market seemed to have faded

How ESG investing entered the mainstream

The rising importance of environmental, social and governance issues, aimed at improving corporate behaviour, has led to charlatans “greenwashing” company credentials to attract investment

Open banking fails to get consumer buy in

Workers leaving Canary Wharf

An initiative designed to open up banking, mainly to third-party fintech providers, and expand consumer choice seems so far to have failed to gain widespread trust

Seven fintech platforms fuelling small business growth

Technology is helping to unlock money, particularly for smaller businesses that might otherwise struggle to find finance