How fintech could future-proof pension funds

Despite some successful take-up, pension funds must invest more in financial technology to engage savers and help them understand their investments

Five top centres of innovation in financial tech

Card payment using iZettle

Leading fintech cities, including London and Berlin, should not be complacent because there are emerging centres of excellence snapping at their heels

Traditional brokers face fight as fintech disruptors move in

trading floor

Rapid innovation and evolving regulations have fuelled the rise of fintech disruptors that threaten to displace traditional brokers with a better user experience and lower fees for traders

Bitcoin blazes a trail for digital profits

Bitcoin illustration

Although volatile, cryptocurrencies offer tantalisingly high growth and the potential to move towards a high-tech mainstream

How the open data revolution can push down energy bills

feet in socks in front of fire

Innovation in the finance industry will also help consumers and businesses get a better deal on gas and electricity

The eclipse of the speed traders and a lesson for today’s fintechs

Traders looking at computer screens near a large bank of computers

Great technology wasn’t enough to keep the profits rolling for high frequency traders

The Payment Services Directive: why our big banks need to learn to share

City of London

Banks need to take a deep breath as the Payment Services Directive pushes them to share their precious customer information

Can banks afford to ignore blockchain?

Future of Payments special report Raconteur blockchain

The financial sector is investing in blockchain, while not fully embracing it, as bankers wait to see if it’s really the future of payments