Are banks done? Four possible visions for the future

Possible outcomes of current disruption in the payments industry could take a number of forms. Here are four favourites

New rules: stay ahead by predicting regulatory risk

Regulatory risk is an increasing burden, yet many firms are still not taking an integrated risk-based approach to dealing with compliance

Is regulation stopping banks from innovating?

Financial services are constantly evolving, so how will regulation help shape the future of banking?

Banks demand more, not less, regulation

Opening up banking to more competition remains in the slow lane while new regulations rev up the industry

Poor IT integration leads to M&A failures

Successful integration of IT systems can make or break mergers and acquisitions, no matter how good the business prospects

Open banking is coming, but it’s taking its time

Slow to take off, open banking could yet transform financial services and offer better deals for banking customers

Fighting fraud in open banking

New rules designed to open up banking and provide a better deal for customers require increased vigilance against possible fraud

Indian crypto caution could stifle innovation

Once a front runner in cryptocurrencies and crypto exchanges, India has now sought to shut down trading