What is a master trust pension?

Master trusts

Master trusts now account for a significant proportion of workplace pensions and are still gaining momentum, but what are the implications for the rest of the market? And are there alternatives?

How to choose a wealth manager

Pick a wealth manager

With the rise of digital investment solutions, knowing how to choose the right wealth manager for you can be a confusing and uncertain process

Retirement: more people are saving, but too little

Saving for retirement

The automatic enrolment of workers into a workplace pension scheme may be heralded as a success, but current savings fall below the level needed to provide an adequate retirement income

Pensions guidance is not enough

Guidance is not enough

Pitfalls lie in the way of pension savers who need impartial guidance on how best to use their retirement funds following reforms allowing the drawdown of cash lump sums, writes Stephanie Hawthorne

An employer’s guide to pension de-risking

With pension fund trustees clamouring to reduce risk, Stephanie Hawthorne sets out a comprehensive guide to what’s on offer

Under starter’s orders: on your marks, get set…

Stephanie Hawthorne reviews the start of the 2012 pensions marathon and examines employers’ track record in the run-up to reform

Saving for the autumn years is government goal

From October, up to eight million people will be saving in workplace pensions for the first time. Stephanie Hawthorne explains the thinking behind government reforms

Will reforms automatically succeed?

A pensions shake-up is about to hit employers throughout the UK. Stephanie Hawthorne examines the legal requirements and asks are employers ready to join the revolution?