How to negotiate a loan with your bank manager

Josh Sims brushes off his best suit, polishes his business figures and knocks on the bank manager’s door

Economy adapting to ‘new normal’?

As a period of low interest rates looks like coming to an end, businesses could find it harder still to secure finance, warns Charles Orton-Jones

London calling…

With the balance of global economic power moving east, Joe McGrath considers the impact of the Treasury’s recent currency trading announcement

Policing the markets

With the collapse of global trading giant MF Global fresh in people’s minds, Rob Langston considers the impact forthcoming regulation will have on the retail trading market

Regulators boost competition

New technology and the entry of non-traditional players promise a more innovative payments industry. But regulators must ensure that the interests of consumers and businesses are properly safeguarded in this period of profound change, writes Geoff Nairn

On a small screen near you soon

After years of threatening to take off, mobile banking has finally arrived. But mobile operators and financial institutions have to learn to work together before it can truly deliver, writes Guy Clapperton

Lessons from overseas

Payment systems are not developing at the same rate around the world. Some are growing rapidly in some markets, but barely getting traction in others, as Rod Newing reports