The ‘embedded finance’ opportunity

Some venture capitalists see huge opportunity in ‘embedded finance’, integrating financial and non-financial service to create new types of service and product. Our panel sees opportunity too—but also real practical challenges.


Cristina Alba Ochoa, chief financial officer, OakNorth
Charlotte Crosswell, chief executive, Innovate Finance
Paul Harrald, head of Curve Credit
Andy Maguire, chair of Thought Machine, former chief operating officer of HSBC
Paul Taylor, chief executive, Thought Machine