Consider two regular people: Lynn, a 32-year-old architect in Bournemouth, and Chris, a 43-year-old claims adviser in Preston
Workplace Pensions 2018
Over half of UK workers do not know what level of retirement income they will receive, while inadequate state pensions and insufficient savings mean millions will be forced to retire in poverty or “work until they drop”. However, it’s not all doom and gloom, The Workplace Pensions special report published in The Times, explores the potential of financial technology to future proof pension funds, a holistic approach to financial planning and how UK schemes are derisking their investment strategies. Also featured is an infographic details the $70-trillion savings-gap in eight of the world’s largest economies, as well as comment on the need for the pensions industry to catch up with the modern world
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In this report
Failure to save enough for their retirement, coupled with an inadequate state pension, is leaving millions in pensioner poverty
Companies are increasingly seeking to take the risk of their pension fund off the balance sheet by doing a derisking deal
Changing pension options have put savers in the driving seat. When did you last think about your financial future?
Outcomes delivered by employer pension schemes depend more than ever on levels of engagement, so companies must create good quality schemes and successfully communicate their benefits
The glittering prize of retirement often seems too far ahead to warrant consideration