Pensions guidance is not enough
Pitfalls lie in the way of pension savers who need impartial guidance on how best to use their retirement funds following reforms allowing the drawdown of cash lump sums, writes Stephanie Hawthorne
A fundamental shift in the pensions landscape has returned the responsibility for retirement provision back to the individual, and in turn, the employer. Over five million UK workers are now benefiting from auto-enrolment into pension schemes, but contributions are still far too low. This report examines what to expect next from auto-enrolment, proposed policy reform by the political parties, key investment strategies, the future of pension de-risking and the changing role and types of pensions guidance.
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Pitfalls lie in the way of pension savers who need impartial guidance on how best to use their retirement funds following reforms allowing the drawdown of cash lump sums, writes Stephanie Hawthorne
Pension funds may be doing better than expected, but investment strategies could be tailored to suit new pensioners who decide to take their cash, as Gill Wadsworth reports
Companies with expensive defined benefit pension schemes have a number of options to cope with their liabilities, writes Chris Panteli
Dawid Konotey-Ahulu, co-chief executive of Mallowstreet, the online community for the pensions industry, has a tale of mice and men – and the search for new “cheese”