Are retirement savings hurting the economy?
Pensioners are increasingly saving their money, but they are not spending or investing it either
Retirement & Legacy 2019
As we are living longer and healthier, older homeowners are looking to unlock equity tied up in their property creating demand for more accessible lifetime mortgage or home reversion plans but a number of obstacles remain. The Retirement & Legacy special report, published in The Times, covers global pension concerns and rising retirement issues. It examines alternative care home options, whether property inheritance is widening the wealth gap, and debunks myths around leaving charitable gifts in wills. It explores the uphill battle to transform Brazil’s pension system and why the government’s reform proposal isn’t a sustainable option. Also featured is an infographic charting global concerns about not having enough money in retirement and worrying attitudes to spending and saving among employees worldwide
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In this report
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Is property inheritance widening the wealth gap?
Whether we are increasingly living in a system not necessarily defined by class but by our inherited wealth gets a mixed reception from economists
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Five myths about leaving money to charity in your will
In the UK, more than £10 billion was donated to charity in 2018, according to the Charities Aid Foundation. Gifts that have been left to charities in wills tend to account for about a third, but a number of myths remain around legacy gifting...
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Take time to plan for a prosperous retirement
Why rush choosing your options when they are so important?
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Retirement, the times they are a-changin’
Generational changes mean you may need a new strategy
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Digital Learning 2021
What will a hybrid model of digital learning look like? How can you get the most out of the time you spend learning online? This report offers advice on how to incorporate digital learning in the classroom and in the workplace. We also look at the most effective strategies for making sure the knowledge sticks.
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Climate Change 2021
As we inch closer to COP26 in Glasgow this year, companies are starting to get serious about their part in tackling climate change. Our Climate Change report explores how SMEs can reach net zero, whether carbon offsetting is a good idea and why it might be time to ditch GDP as a way to measure how well a country is performing
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Digital Transformation 2021
After 18 months of rapid digital transformation, questions are now being asked about how many of the changes implemented will last as the world reopens. Our Digital Transformation report explores how to measure performance, why embracing corporate digital responsibility is crucial and whether people really are the secret to transformation success
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Financial Services Innovation 2021
The financial services industry, like many others, has been through a period of rapid innovation over the past 18 months, but how much of it will last? Our Financial Services Innovation report explores the challenges of hybrid working, the rise of open finance and the importance of “boring innovations”, including improving customers’ access to cash