96 per cent of people in Singapore are ready and willing to use biometric payments, according to a recent study by Visa, but is this enthusiasm mirrored elsewhere? The Future of Payments special report, published in The Times, examines the barriers to widespread biometric adoption, the arguments for and against facial recognition, and why Scandinavian banks have decided to embrace wearables over fingerprints. It covers the obstacles in the way of India’s transition to mobile money only and whether going cashless will mean financial exclusion for the elderly. Other issues explored include why America is so behind in payment technology, if Apple’s new credit card is a cause for concern and whether money really can buy happiness, after all

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