Innovation in the payments sector is set to make cash and card look as old fashioned as bartering with livestock, and financial companies are scrambling to keep up. The Future of Payments report, published in The Times, details the sluggish progress of open banking, while China sprints ahead with highly developed mobile payment systems. From blockchain to biometrics, it explores the technological advances changing the face of how we pay, alongside comment on lingering gender inequality in the financial sector and an infographic on the battle for digital wallets
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While corporate America has been making incredible strides in efforts for gender representation and equality, there is still much to be done in this arena, specifically within the financial services industry
Biometric identity checks could hold the key to countering fraud and offer a more convenient way of paying, but obstacles may stand in the way of widespread adoption
Slow to take off, open banking could yet transform financial services and offer better deals for banking customers
Becoming consumers’ default payment option, particularly in digital wallets, is an increasing challenge as incumbents and newcomers alike try to keep pace with developments in technology
In a rapidly evolving world, payment systems must meet the challenge of agile development without sacrificing the trust and stability upon which the industry is built, says leaing payment systems provider Vocalink, a Mastercard company
What’s old is new as gold-based cryptocurrencies rejuvenate the role of precious metals as mediums of exchange, while also bringing stability to a market marred by volatility
The easier it is for consumers to pay, the more likely they will complete their purchases. Biometric payment cards with fingerprint recognition allow what was previously impossible – cards that are ultra quick to use, yet have powerful security
Consumers are increasingly using frictionless payment methods, from contactless to in-app and voice-activated. But before these new ways to pay become the norm, people need to be comprehensively reassured of the benefits
Automation technologies are enabling businesses to drastically reduce the costs and complexities involved in building and providing payments solutions, while removing the burden of dealing with an ever-complicated regulatory landscape
This year’s Pension Schemes Act has received Royal Assent and represents a bold move towards protecting pensioners and their savings, but will it deliver on its promises? Our Understanding Pensions report, published in The Sunday Times, explores whether the Chancellor’s new Budget could threaten pension tax relief, how the sector is boosting its racial diversity and why young people still aren’t saving enough for retirement. Also featured is advice on how to avoid pension scams and what your options are if you find yourself embroiled in a pension dispute
Sustainable finance has hit the mainstream. As billions are held in green bonds, the UK pledges to “build back better” and a new US President puts climate change at the top of the agenda, there has never been a better time to invest in ESG. Our Sustainable Investing report published in The Sunday Times explores how machine learning is helping investors pick ESG stocks, examines the viability of tying executive pay to green achievements and asks whether a National Infrastructure Bank could ever be possible. The featured infographic, meanwhile, takes a closer look at the high expectations investors have when it comes to green finance
As the issues of privacy and safety online rise up the public and corporate agenda, our Digital Identity 2021 report, published in The Times, takes a look at the latest thinking on the topic. We explore the role of vaccine passports in unlocking the world from coronavirus, how to spot a deepfake and where the industry is going next. The featured infographic, meanwhile, takes a deeper dive into the state of the biometrics industry and take-up of the technologies.
Our Intellectual Property report, published in The Times, explores topics on vaccine protection, TikTok copyright law, green technology, and more. The featured infographic looks at the global IP landscape and how certain countries are protecting their innovations from competitors.
