From fintech disruptors to mobile payments in the developing world, the global finance industry is undergoing major changes. The Future of Payments special report, published in The Times, explores the impact Brexit will have on UK regulations and fees, advances in international business-to-business payments and some surprising statistics on "the unbankables”. The report also looks at the tough challenges facing traditional banks fighting to stay ahead of agile startups and the cost of poor access to financial services. In addition, it addresses fears sparked by the threat of biometric data theft and asks who will win the race to dominate peer-to-peer payments?

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