In the first three quarters of 2019, the cumulative global investment in fintech companies reached $73.5 billion. Fintechs have the technology and expertise to transform core banking systems, so why aren’t banks taking advantage? Our Future of Fintech special report, published in The Sunday Times, explores the shifting dynamic between fintechs and traditional financial institutions from competition to innovative collaboration. It examines the institutionally poor cultural and diversity records and why so many fintech entrepreneurs originate from the traditional end of finance. Also featured is an infographic on the changing dynamics of the sector to highlight new opportunities, areas of growth and emerging challenges facing the fintech industry.

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