Making savings work hard pays healthy dividends

There is a strong business case for employers educating staff on effective workplace savings, as Debi O’Donovan discovers

NI savings are no sacrifice

Inventive schemes which deduct gross salary can pay value-for-money benefits, as Clare Bettelley explains

Pension ‘revolution’ shifts responsibility to employees

Auto-enrolment into pension schemes is set to transform saving for retirement, as Pádraig Floyd explains

Is reducing risk too costly?

Soaring deficits on defined benefit pensions may have made offloading liabilities more expensive, but there are still ways schemes can reduce risk, writes John Greenwood

Getting the message across that we must save more

Good communication in plain language is essential if companies are to encourage staff to save enough for their retirement, as Simon Brooke reports

Grasping pensions ‘nettle’

Otto Thoresen, director general of the Association of British Insurers, surveys the pensions landscape and stresses the need for greater retirement savings

A catalyst for change

Pensions Minister Steve Webb pledges to introduce the automatic transfer of pension pots when people move jobs and warns he will clamp down on excessive charges

You need right kit to make changes

Pensions auto-enrolment is as much a technical challenge as any other. Clare Bettelley assesses the options for employers