Why fintechs are missing out by ignoring older generations

Man sitting on couch using tablet

Older people are turning to financial technology, so why aren’t fintechs targeting consumers aged over 45 and is their focus on the millennial market holding the sector back?

Are we heading towards a cashless future?

What the future holds for financial services may be the stuff of present-day science fiction – or something far more revolutionary

To opt in or out? That’s the question

The vast majority of workers fail to make investment choices for their pensions and fall into the default option. But opinions vary on what makes a good default fund, as Simon Brooke discovers

Pensions: fifth global challenge

As custodians of the planet, there are five challenges we need to deal with urgently or we will face dire consequences for generations to come, says technology and financial services entrepreneur Dawid Konotey-Ahulu

Making a sanity check on payment card loyalty

Rewarding consumers for the way they pay for goods and services is nothing new. The first reward programme was in 1984 when Diners launched Diners Club Rewards. Today there are few payment card issuers that do not offer some form of rewards programme for at least one of their payment card products, says Mark Bergdahl, managing director of Loyalty Consulting UK

Making savings work hard pays healthy dividends

There is a strong business case for employers educating staff on effective workplace savings, as Debi O’Donovan discovers

Pension ‘revolution’ shifts responsibility to employees

Auto-enrolment into pension schemes is set to transform saving for retirement, as Pádraig Floyd explains

Under starter’s orders: on your marks, get set…

Stephanie Hawthorne reviews the start of the 2012 pensions marathon and examines employers’ track record in the run-up to reform